Buy to let contents insurance

When buying a property to let, you will be most interested in covering your buildings. What you may overlook is buy to let contents insurance. It is vital to cover the buildings but what about the contents you leave in the property for your tenant? Cover for your items inside the home should be as important as the home itself.

Of course it is likely that the total value of all your contents is going to be less than the value of re-building your property but even a landlord who thinks he doesn't leave much within the property for their tenant could be several thousand pounds out of pocket if the worst case scenario happens. An average landlord would provide carpets, curtains, cooker, white goods, furniture and other items. All these items added together could come to quite a large amount of money. If a fire gutted the property, all these items would have to be replaced.

If you take out a buy to let contents insurance then you would need not worry about these things. With contents cover a main worry would be accidental and malicious damage to your items. This type of cover is difficult to obtain and can be quite costly for a buy to let property but standard cover is normally easily obtained.