Let property insurance
Landlords insurance quote
Buy to let contents insurance
Insurance for landlords
Uk public liability
Unoccupied landlord insurance
Cheap public liability insurance
Welcome to the website of Ashburnham Insurance, an essex based broker specialising in landlords insurance for properties let within the UK. Any responsible landlord will understand the crucial requirement to have insurance in place to protect their let properties which are ultimately their main source of income, however we understand that searching around for a comprehensive policy with a low premium can be very time consuming and frustrating.
Our online quote system allows you to get a quotation for your landlords insurance day or night from a wide range of different insurance companies. Landlords can save themselves money and time by completing one short form on our website and then let our automated system do all the hard work of searching multiple insurers for the lowest premium.
You may be wondering how a landlords policy actually differs from a standard household policy, the main point here is that a home insurance policy is meant for properties which you occupy yourself and usually do not provide any cover if you then decide to let the property. An insurance policy for landlords usually provides a additional cover as well in the sense that you'll usually benefit from cover such as property owners liability(not to be mistaken for public liability insurance) which provides protection against your tenant holding you liable for an injury they received within your let building.
When obtaining a quotation you will have the choice between what level of cover you want, for example if you want to cover the buildings, contents or a fully comprehensive policy covering all perils. You will need to know the re-instatement value of your property if you wish to insure the building, the only accurate way to obtain this figure is to have a full buildings survey performed by a professional. Under insuring your property could lead to a claim being repudiated. When insuring the contents of your landlords house you will want to remember that only your contents which are in the property for use by the tenant would be cover, for example the carpets, curtain and whitegoods.